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Rent vs. Buy Calculator
See exactly when buying becomes cheaper than renting in Elizabethtown, KY — based on your real numbers.
Renting
$1,400/mo
3%/yr
Buying
$280,000
5% ($14,000)
7.0%
3.5%/yr
Timeline
5 years
Over 5 Years
Buying wins
by $4,273 net
Renting 5yr total
$89,193
Equity at end: $0
Buying 5yr net cost
$84,920
After appreciation & equity
Monthly (own)
$2,318/mo
Monthly (rent)
$1,400/mo
Equity Built
$68,162
Home Value in {years}yr
$332,552
Net cost of buying includes principal, interest, taxes, insurance, and maintenance minus equity gained through appreciation and principal paydown.
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