← All Tools
Home Affordability Calculator
Find out how much home you can afford based on your income, debts, down payment, and current interest rates.
$75,000/yr
$500/mo
Car payments, student loans, credit cards
$20,000
7.0%
Maximum Home Price
$283,038
based on 43% DTI guideline
Conservative Target
$240,583
comfortable budget with breathing room
Max Mo. Payment
$1,750/mo
Down Payment
$20,000
Max Loan Amount
$263,038
Monthly Income
$6,250/mo
Note: This uses standard 28/43 DTI ratios. FHA loans allow up to 50% DTI in some cases. VA loans have flexible DTI limits. Your actual approval depends on credit score, loan type, and lender guidelines.
Ready to take the next step?
Let's talk through your numbers
These tools give you estimates — I give you the real picture. Free consultation, no pressure.